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NPS Charges

Here is a list of charges that NPS subscribers need to be familiar with.

PoP (Point of Presence) charges

Charge Head	Charges
Registration	One Time Fee of ₹ 400
Contribution Processing	It is 0.50% of the contribution subject to a minimum charge of ₹ 30 and the maximum charge is ₹ 25,000.
Non- Financial Transaction Processing	It is ₹ 30 on each non-financial transaction done.
Persistency	₹750/- per annum for annual contribution ₹1000 to ₹2999. ₹75/- per annum for annual contribution ₹3000 to ₹6000. ₹100/- per annum for annual contribution above ₹6000.

PFM (Pension Fund Manager) charges

Charge Head	Charges
Asset Management Charge	The PFM charges an Asset Management Charge of 0.09% annually.

CRA charges

Charge Head	Charges
PRAN Generation	One-time charge is levied by the CRA - NSDL ₹40, KFintech ₹39.36 and CAMS & ₹40
Annual Maintenance	An annual charge levied by CRA - NSDL & ₹69, KFintech & ₹57.63 and CAMS & ₹65
Non- Financial Transaction Processing	For every transaction CRA charges - NSDL & ₹3.75, KFintech ₹3.36 and CAMS & ₹3.50

Exit G Withdrawal Charges

Charge Head	Charges
Exit	Processing charge of 0.125% of corpus with minimum of & ₹125 and maximum of ₹500.

Other Intermediaries Charges

Intermediary	Charges (Annual)
Custodian	0.0032%
NPS Trust	0.003%

Payment Gateway Charges

Mode of Payment	Charges
RuPay Debit Card	Nil
RuPay Debit Card	Nil
RuPay Debit Card	₹3.5
RuPay Debit Card	0.85% of the contribution amount