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NPS Charges

Here is a list of charges that NPS subscribers need to be familiar with.

PoP (Point of Presence) charges

Charge Head	Charges
Registration	One Time Fee of ₹ 400
Contribution Processing	It is 0.50% of the contribution subject to a minimum charge of ₹ 30 and the maximum charge is ₹ 25,000.
Non- Financial Transaction Processing	It is ₹ 30 on each non-financial transaction done.
Persistency	₹ 50/- per annum for annual contribution ₹ 1000 to ₹ 2999. ₹ 75/- per annum for annual contribution ₹ 3000 to ₹ 6000. ₹ 100/- per annum for annual contribution above ₹ 6000.

PFM (Pension Fund Manager) charges

Charge Head	Charges
Asset Management Charge	The PFM charges an Asset Management Charge of 0.09% annually.

CRA charges

Charge Head	Charges
PRAN Generation	One-time charge is levied by the CRA – NSDL ₹ 40, KFintech ₹ 39.36 and CAMS ₹ 40
Annual Maintenance	An annual charge levied by CRA – NSDL ₹ 69, KFintech ₹ 57.63 and CAMS ₹ 65
Financial Transaction Processing	For every transaction CRA charges – NSDL ₹ 3.75, KFintech ₹ 3.36 and CAMS ₹ 3.50

Exit G Withdrawal Charges

Charge Head	Charges
Exit	Processing charge of 0.125% of corpus with minimum of ₹ 125 and maximum of ₹ 500.

Other Intermediaries Charges

Intermediary	Charges (Annual)
Custodian	0.0032%
NPS Trust	0.003%

Payment Gateway Charges

Mode of Payment	Charges
RuPay Debit Card	Nil
UPI	Nil
Net Banking	₹ 3.5
Credit Card	0.85% of the contribution amount

NPS Charges