Gender: Select your gender

Age: Enter your age in years

Retirement Age: Enter your expected retirement age between 58–75

Your full name: Enter your full name

To start your retirement planning, you need to select one of the following:

Contribution: The amount you would like to contribute every month towards your NPS account

Retirement Corpus: The total retirement corpus you want to accumulate at retirement

Pension: The monthly/annual pension you wish to achieve after retirement

NPS calculator helps subscribers to determine the corpus they can build by the time they retire. Based on the subscriber’s decision at the time of retirement how much he intends to convert into an annuity (at least 40%) and what he wants to withdraw.

This calculation is based on several factors like age, amount contributed on monthly basis, the expected rate of return, etc. We have suggested default values that you can use for each of the parameters.

My Annual Increase in Contribution: Your expected annual increase in contribution towards your NPS account

Expected Rate of Return: Enter the expected rate of return on their contribution

Annuity: Annuity is a contract between an individual and an insurance company in which an individual makes a lump sum payment and, in return, receives regular payout.

Subscriber needs to purchase an annuity of an amount of at least 40% of corpus at time of retirement. In case of premature withdrawal subscribers need to purchase annuity of an amount of at least 80% of corpus.

Amount Invested in Annuity: This is the percentage of accumulated corpus subscriber wishes to use to purchase annuity